• HZMB Private Motor Insurance

    To comply with the laws of respective areas, Hong Kong vehicle owners are required to hold valid statutory motor insurance cover when they are crossing the Hong Kong-Zhuhai-Macao Bridget ('HZMB'). Well Link Insurance provides you one-stop service to purchase the statutory motor insurance required. You will be covered and travel between Mainland and Hong Kong with ease.


    ? Hong Kong registered owners of the private car

    ? Registered owner shall hold a valid Hong Kong Identity Card and a valid Mainland Travel Permit for Hong Kong and Macao Residents (Home Visit Permit)

    ? Registered owner must hold a valid driver's license of Hong Kong and Mainland

    ? Customer holding inforced policy of Well Link Private Motor Insurance

    Eligibility of vehicles

    ? Non-commercial private cars

    ? Seating capacity of eight or below (including the driver)

    ? The length of the vehicle must be less than six meters

    HZMB Hong Kong Cross Border Motor Vehicle Compulsory Traffic Accident Liability Insurance under Unilateral Recognition (“Traffic Compulsory Insurance”)

    Basic Third-Party Liability Minimum Coverage Amount (per accident):

    Motor vehicles traffic accident liability coverage (legally responsible)

    Death and disability: RMB180,000

    Medical expenses: RMB18,000

    Property damage: RMB2,000

    Total coverage limit: RMB200,000

    Motor vehicles traffic accident liability coverage (not legally responsible)

    Death and disability: RMB18,000

    Medical expenses: RMB1,800

    Property damage: RMB100

    Total coverage limit: RMB19,900

    HZMB Hong Kong Cross Border Motor Vehicle Commercial Motor Insurance (Optional Extended Liability)

    Third-Party Liability: Max RMB10,000,000

    Persons Onboard Motor Vehicles Liability - Driver/Passenger: Max RMB100,000/per seat


    1. This product is underwritten by Well Link General Insurance Company Limited. Claims service in Mainland is provided by Taiping General Insurance Company Limited.

    2. The above content contains general information for reference only and does not form part of the conditions. For enquiries, please contact our Customer Service Hotline at +852 2884 8888.