Products

Life Insurance
General Insurance

Life and Protection

Single premium with 3 years coverage. Provides guaranteed cash values and protections on terminal illness, accident, and death and accidental death. Guaranteed return up to 3.88% p.a. in 3 years.

Well Save 5-Year Bonus Plus

Single premium with 5 years coverage. Provides cash values, non-guaranteed terminal dividend and life protection. Total projected return up to 4.5% p.a. in 5 years.

Wealth Forever Plan

Whole life protection, guaranteed cash value, non-guaranteed annual dividend and non-guaranteed terminal dividend. Unlimited change of Life Insured and Appointment of Contingent Insured. Helps you accumulate long term return and achieve your financial goals.

Well Save Future Coupon Plan Provides you with monthly guaranteed cash coupon and non-guaranteed dividend till maturity. The Plan helps you accumulate long term wealth for a better future.

Well Save Annual Coupon Plan 2

Accumulate wealth to secure prosperous future. You just pay single premium or annual premium for 5 years and receive annual guaranteed cash coupon in cash for 20 years, starting from the first policy anniversary and thereafter on each policy anniversary.

Well Protect Whole Life Insurance Plan

Enjoy life protection up to age 100 and accumulate return at a competitive premium.

Well SmartPro

Protection of life, critical illness and accident in one single solution at an affordable premium (Online application only)

Well Protect 5-Year Renewable Term Life Plan

Affordable premium, benefit renewable every 5 years, with guaranteed renewability up to age 85.

Endowment Plan and Annuity

Well Enjoy Deferred Annuity Plan Supreme 2

You can receive monthly guaranteed Annuity for 10 years or 20 years after the paid up of five-year or 10-year premium payment.

Well Save 3-Year Endowment Pro 2

Single premium with 3 years coverage. Provides guaranteed cash values and protections on terminal illness, accident, and death and accidental death. Guaranteed return up to 3.88% p.a. in 3 years.

Well Save 5-Year Bonus Plus

Single premium with 5 years coverage. Provides cash values, non-guaranteed terminal dividend and life protection. Total projected return up to 4.5% p.a. in 5 years.

Wealth Forever Plan

Medical and Critical Illness Plan

Well Protect Critical Illness SimPro

Enjoy Critical illness benefit till age 100 at affordable premium. Sum assured of simplified underwriting up to HKD4.8 million and provides cash value for accumulation

Well Protect 108 Refundable Hospital Income Insurance Plan

10-Year Hospital Income and 108% Premium Refund

Well Protect Voluntary Health Insurance Scheme (Standard)

The Plan is a certified standard Plan under the Government's VHIS Scheme. It provides coverage on hospital and medical expense, and renewal is guaranteed up to age 100. You can enjoy tax deductions for the premiums paid for the Plan.

Well Protect Voluntary Health Insurance Scheme (Flexi)

The Plan is a certified plan under the Hong Kong Government's VHIS Scheme. It offers three levels of ward class. You can choose your preferred medical treatment solution for a speedy recovery.

Well Protect Critical Illness Insurance Plan

Providing coverage for more than 100 Critical Illnesses and Early Stage Critical Illnesses with multiple Cancer claims to as much as 400% of sum insured at affordable premium.

Well Care Silver Medical Plan

Medical protection designed for customers from age 55 to 75 years. It helps to relief the financial burden arising from medical expenses, allowing you to focus on your treatment.

Well Protect Critical Illness Supplementary Benefit

Well plan provides you adequate support on medical treatment and expense against critical illness.

Well Protect Hospital Income Supplementary Benefit

Hospital income helps to relieve your financial burden while you stay in the hospital.

Accident and Disability

Well Protect 108 Refundable Personal Accident Insurance Plan

Unexpected accident may cause you injuries and hospital treatment. This plan offers comprehensive accident protection and life protection plus refund of 108% of total premiums paid at policy maturity.

Well Protect Accident Supplementary Benefit

Provide financial support when you are injured in accident

Waiver of Premium-5-Year Renewable Term

An optional supplementary benefit to be attached to Well Protect 5-Year Renewable Term Life Plan. It waives premiums of the basic plan should total disability occur to the life insured of the basic plan.

Payor Benefit

A supplementary benefit protect you and your child by waiving the premiums falling due under the basic plan when the unfortunate events happened.

Waiver of Premium

If the Life Insured suffers from eligible conditions, premium falling due under the basic plan attached to this supplementary benefit will be waived.

Personal Insurance

Private Motor Insurance

Only customized and flexible private motor insurance solutions can effectively facilitate different driving habits, usage and even passenger carriage, so as driving with peace of mind.

Motorcycle Insurance

Only customized and flexible motorcycles insurance solutions can effectively facilitate every wonderful motorcycle ride, so as driving with peace of mind.

HZMB Private Motor Insurance

Well Link Insurance provides you one-stop service to purchase the statutory motor insurance required by respective areas. You will be covered and travel between Mainland China and Hong Kong with ease.

Home Insurance

Property owners, tenants and residents all seek to live in peace and contentment, but household risks cannot be prevented. Take precautions and buy Well Link Insurance's home insurance as early as possible to avoid sudden home accidents.

Travel Insurance

Intimate protection makes your vacation perfect. Add cover from customized and value-for-money travel insurance solutions before starting your pleasant journey with peace of mind.

Business Insurance

Fire Insurance

Covers your business assets against accidental damage by fire, lightning; and also other disasters and damages such as flood, riot and strike, malicious act, etc., for a comprehensive protection.

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Public Liability Insurance

Minimize the potential risks to your business operation by covering you against any sum you are legally liable to pay for third party bodily injury as well as damage to third party property.

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Employees' Compensation Insurance

Covers your liabilities with enhanced benefits to insure your statutory liability as an employer.

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Money Insurance

Covers cash losses in your premises or in transit and also offers additional coverage including damage to safes and strong-room, etc.

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Business Interruption Insurance

Protects against reduction in revenue and profits or additional expenses incurred caused by interruption of business.

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Office Insurance

Protects your business from office contents, legal liability to optional employees' compensation, leaving you total peace of mind.

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Property All Risk Insurance

The plan extends its coverage on top of regular insurance against accidental physical property loss or damage by fire, lightning, explosion and water damage.

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Shop Insurance

Protects your business from shop contents, legal liability to optional employees' compensation, leaving you total peace of mind.

Building Owner's Corporation Third Party Liability Insurance

Third party liability insurance for building owner's corporation that is in compliant with legal requirements.